pay after placement
The Skillians is democratising education with a unique Pay After Placement (PAP) Model. PAP allows you to study the course of your choice at very minimal upfront fee and allows you to get placed at the choice of your company with a minimum CTC guarantee.
Pay After Placement (PAP) Agreement
PAP Agreement is a legal contract that makes education at the Skillians outcome-based. It is not an education loan, as you do not have to pay any interest & you do not require any collaterals. If you do not get placed within 1 year of course completion, your learning with the Skillians is completely free.
You study for 8–10 months, build real projects, get placed, and only then pay the course fee in easy monthly instalments. There is no bank loan. No interest. No upfront financial burden.
How It Works — Step by Step
The entire journey from enrolment to repayment follows five clear stages. Here is exactly what happens at each stage.
Enrolment — Secure Your Seat
- Pay a small registration fee (fraction of the full course fee) — no large payment upfront.
- Sign the Pay After Placement agreement, which clearly outlines the CTC guarantee, EMI terms, and placement support period.
- Gain immediate access to the learning platform, live class schedule, community, and mentor network.
- Your CTC guarantee is locked in writing at enrolment — no ambiguity.
Training Phase (8–10 Months)
- Live, instructor-led evening classes (6–10 PM IST) — designed for students and working professionals.
- Hands-on, real-world projects (not toy datasets or tutorials) — the same problems product companies solve.
- 1:1 mentorship from engineers at MAANG companies for doubt resolution and project reviews.
- Continuous evaluation through quizzes, assignments, capstone projects and mock assessments.
- You pay nothing during this phase beyond the initial registration fee.
Placement Preparation
- Dedicated placement team begins working with you from Month 3 — before you finish the program.
- Resume building and LinkedIn profile optimisation by career specialists.
- Mock technical interviews with MAANG engineers covering DSA, system design, and domain-specific rounds.
- Aptitude test preparation for company-specific screening (TCS, Infosys, Wipro, product companies).
- Direct referrals to 927+ hiring partners across product, service and startup sectors.
Placement & Activation of Payment
- You receive an offer at or above your guaranteed CTC — the full course fee becomes payable.
- Fee is split into monthly EMIs (typically 12 months) — starting only after you join the job.
- Example: ₹1,00,000 course fee + 18% GST = ₹1,18,000 total. At 12 EMIs: ~₹9,833/month.
- If you are not placed at or above the guaranteed CTC within the support period, the post-placement fee is waived.
Post-Placement Support & Repayment
- Complete EMI repayment over the agreed tenure — most students finish in 12 months.
- Lifetime placement support — if you want to switch jobs later, the placement team continues to support you.
- Access to the Skillians alumni network, continued mentorship, and resource portal.
- EMIs run independently of job changes — contact the team for pause/modification requests.
The PAP Journey at a Glance
Indicative Fee & EMI Structure
The post-placement fee scales with your guaranteed CTC and is paid in 12 easy monthly EMIs after you join your new job. All figures include 18% GST.
| Plan | CTC Slab | Course Fee | +18% GST | Total | 12 EMIs |
|---|---|---|---|---|---|
| Basic | ₹6–8 / 9–12 / 12+ LPA | ₹1,60,000 | ₹28,800 | ₹1,88,800 | ~₹15,733 |
| Pro | ₹6–8 / 9–12 / 12+ LPA | ₹1,00,000 | ₹18,000 | ₹1,18,000 | ~₹9,833 |
Note: All figures are indicative. The exact course fee, EMI tenure, and CTC guarantee are documented in the PAP agreement signed at enrolment. EMIs begin after you join the job and are structured to be well within your monthly take-home.
PAP vs. Other Models — How The Skillians Compares
| Feature | Traditional Course | Loan-Based Bootcamp | Skillians PAP ✓ |
|---|---|---|---|
| Upfront Fee | Full fee (₹50K–2L+) | Full fee via loan | Small registration fee only |
| Interest / Loan | None | 10–14% interest | Zero interest, no loan |
| CTC Guarantee | None | Rare | Written guarantee at enrolment |
| Placement Support | Limited | Variable | Dedicated team + 927+ partners |
| If No Placement | No refund | Still repay loan | Pay nothing (post-placement fee waived) |
Under traditional models, the financial risk sits entirely with the student. Under The Skillians PAP model, the risk is shared — we only collect the majority of our fee when we deliver our end of the deal.
Key Benefits of The Skillians PAP Model
For Freshers & Students
Pursue a world-class bootcamp without placing any financial burden on your family. Focus entirely on learning and performing — the money comes later, from the salary you earn.
For Career Switchers
Transitioning careers is risky enough without a large upfront course fee. PAP removes the financial risk layer entirely — you commit to learning, we commit to placing you.
For Non-CS Graduates
No CS degree, no problem. Our PAP model is structured so that anyone with the right aptitude and commitment can access quality tech education — regardless of financial background.
For Working Professionals
Evening batches mean you don't have to quit your job to upskill. And with PAP, you don't pay until the new job is in hand — zero disruption to your current finances.
Important Things to Understand Before Enrolling
The PAP model is powerful, but it is a legal agreement. Here is what every student should understand clearly before signing.
Read the Agreement Carefully
The PAP agreement is the single source of truth — course fee, CTC guarantee, EMI tenure, placement support period, and pause/exit terms are all spelled out. Read every clause and ask questions during your counselling call.
EMI Starts After Joining
Monthly payments begin only after you join your new job. If you lose your job during the EMI period, payments pause. Contact the Skillians team for modification requests — the process is transparent and student-friendly.
If Not Placed Within Support Period
If the placement cell cannot place you at or above your guaranteed CTC within the agreed support period, the post-placement fee is waived — you pay nothing beyond the initial registration fee.
Commitment Matters
PAP works because students show up — to live classes, projects, mock interviews and placement drives. Attendance and assessment thresholds are part of the agreement. Treat the program like a full-time commitment.
Frequently Asked Questions
Is Pay After Placement a loan?+
No. The PAP model is not a loan. There is no bank, no interest, no collateral, and no third-party lender involved. It is a direct agreement between you and The Skillians — you pay a post-placement fee via EMIs directly to the institute, after you are earning.
Can I pay upfront instead?+
Yes. An upfront payment option is ideal for students who prefer a clean, single payment and want to save on the total payable amount. Ask the admissions team for the upfront fee option during your counselling call.
What happens if I lose my job during EMI repayment?+
EMI payments are paused if your income drops below the CTC threshold specified in your agreement. Contact the Skillians finance team to initiate a pause. Payments resume when you rejoin employment above the threshold. There are no penalties for pauses due to job loss.
Are there any hidden charges?+
No. The total payable amount is clearly documented in the PAP agreement: course fee + 18% GST. There are no processing fees, no prepayment penalties, and no hidden charges. The monthly EMI amount is fixed at enrolment.
Which programs are available under PAP?+
All major Skillians programs are available under the PAP model: Full Stack Web Development (MERN), Data Science & AI/ML, GenAI & Agentic AI, and Digital Marketing. Each program has its own CTC guarantee and fee structure, confirmed during your admissions call.
How do I get started?+
Book a free 20-minute career counselling call at theskillians.com. The admissions team will assess your background, recommend the right program, and walk you through the PAP agreement. If you're a fit, you'll receive an application link and can confirm your seat with the registration fee — typically within 2–5 days.
Ready to Learn Now and Pay After You're Placed?
Book a free 20-minute counselling call. We'll assess your background, recommend the right program, and walk you through the PAP agreement.